Hi The Big FC
thanks for the reply. I have contacted my Dads GP and asked him If he suffered with Heart problems he said NO he has also sent me a letter to send to Flexi-cover stating this i have sent a copy to them and are awaiting their reply. I have also contacted the ombudsman service they say that if the letter off the Gp wont make them pay up they will take on the case i will let you know how i get on
regards kwikyrag