hi i purchased an annual travel insurance for myself and my wife from FLEXI COVER DIRECT via a link from this site. My problem began when i had o cancel my holiday because my FATHER passed away suddenly 3 days before we were due to fly i put a claim in for the holiday they sent their forms out one of which was a MEDICAL DECLARATION one which i had to send to my FATHER'S GP which i did one of the questions was did the patient my DAD sufer from any problems with what he died of the DOCTOR ticked NO and wrote at the side SUDDEN DEATH one of the next questions was about his Medication which again the doctor filled in. I sent the claim form back and had a reply saying Due to the MEDICATION that my DAD was on they have DECLINED to pay out The medication was for blood pressure NOTHING to do with Heart Attacks. Has anyone had any problems like this with this company or any other company and WON hope you can help