This one has knocked me sideways!

I opened an account with Lloyds back in 2001 6 months later they offered me a gold visa card with an initial limit of £3000 and I have managed the account with the utmost perfection, never over limit never a late payment and until July 25th my limit was set at £17,000 and the current balance around £1,600

Yesterday I received a letter stating they were de-creasing my limit to £1,800 (almost 90%) without really stating an exact reason just a standard letter about responsible lending and credit reference reports and the past and present performance of my account!

I will stress I have no adverse credit and manage all my credit commitments perfectly and have managed all my past and present commitments with Lloyds to the letter and I have a regulary healthy salary payment bac'd to them

Totally baffled??????