daryl1987:

blueTooth:

They're a private company and they can impose any rule they like. The beauty of a free-market economy is that you can go elsewhere if you dont like their terms and conditions. And as for "discrimination"? What a load of rubbish, they are perfectly within their rights to impose rules based on what they believe to be acceptable risks. If you think that being offered more expensive car insurance is being discriminated against you should try living in some parts of the world such as China and North Korea!

Honestly people, get a grip!!!!

Car insurance companies are not within their rights to 'discriminate', while I can see the relation between having children and getting distracted by young children while driving I still have never heard of an insurance company increasing a premium as a result of this. Under your defination, do you think it would be fair for an insurance company to impose an additional premium as a result of a medical condition which has no links to safety during driving?

Yes I do. If you dont like it you can go find another insurance company, there are plenty out there, and as I said earlier, insurance companies are free to price as they see fit for whatever purposes. I think you need to get a grip on what discrimination really means - in this case you would be hard-pushed to get a successfull conviction for discrimination simply because a car insurance company wants to charge you more because you have children. If they view children as a distraction that could lead to an accident due to driver inattention then that is their right. If they wish to decide that a driver with a medical condition that has no links to safety will driving is an increased risk (as any medical condition could lead to a sudden illness which may be a safety issue) then that is their perogative.

Honestly some people these days think that all they have to do is spit their dummy out and scream "discrimination" and they'll automatically get what they want.