I have got a credit card at long last! The company is called Vanquis and they were happyto accept me. The interest rates are high but the trick is to pay it back each month. I got mine a few months ago and spent £50 a month on it for the first few months, each month I paid it back in full. They have now upgraded the credit limit and my credit score is getting better! Pay a credit card back for 6 months and your credit score improves. However, I also must add that my bank still won't give me a current account - I have been with them for 7 years, discharged from Bankruptcy for 3 years and still no joy! Any help with a current account would be gratefully received.