Hi Clare

I think you need to read the posts a little closer. Andy applied for a loan with the AA not A&L. A&L do not have a sub 7% loan as your loans search tool confirms but AA do.

Also Andy didn't say he was offered a lower rate and then a higher rate after taking of the insurance

I am not sure that your answer here doesn't have a political motivation rather than a desire to answer the questions raised and if that is the acse is that an abuse of power?

cerbius