Depends what you are trying to do ie pay of the loan in a short space of time or lower your repayments.

The problem with transfering your balance to a credit card would be the temptation to pay a less amount each month.A credit card with a balance of £1000 and card protection would take 14 years to repay if you only paid the minimum balance.

My advice would be to use this site and shop around for a loan.Find out your balance and look at increasing the term if you want a lower payment.Be very careful not to allow them to add loan protection unless you really want it.I would be surprised if you could not reduce your repayments.

I am a senior manager for a UK bank.

Good luck