I took out a "tracker" mortgage with the Coventry last January. It was tracking around .2 above base rate, but it's not a proper tracker, i.e. guaranteed to be x above base rate, I believe they can change the interest rate as they please. Anyway I haven't heard anything from them about the recent .5 reduction in base rates. Does anyone know whether I can expect to see it, i.e. whether they are or are not going to pass it on to existing borrowers on their Flex products?