no, its also open to key workers who have a household income of £60,000 or less along with other criteria which we meet. we are waiting on our homebuy agent to call us this week but obviously need to speak to a lender or a broker regarding the mortgage. From what ive been told, the deposit (30%) is stumped up by the government and the developer so in essence we need a 70% LTV mortgage.

Will financial association (as far as the credit score is concerned) still stand if i apply as a single applicant?

Thanks for your help,

Monica