A small claims court would be fine and no doubt the judge would be sympathetic because after 6 years they ought to be ashamed of themselves, it would have to be through the small claims court anyhow because the value of the debt is nothing major to worry about in their eyes but of course it is for those of us who simply cannot afford to pay but I have looked up on the acts and they will not get away with it from me let me tell you that so I shall keep you posted.