Couldn't agree more!When I phoned HSBC a week ago they told me their eISA account was paying 3%,two days later somebody else told me they were only paying 2% until the end of June and that I shouldn't have been told it was 3%( that was the previous months interest rate).After this they sent me a transfer pack and I thought it would all happen in a few days.Now they are telling me it takes 30days to process!

What's the point,the interest rate will be down to 1.5% by then or less.

I think a One Year bond with Abbey would be a better bet.(pays 3%).