Hi anyone,

I took out a loan 3.5 years ago with inclusive payment protection insurance; I make one payment a month that covers both aspects.  I have bought a house recently and have a good income protection/critical illness policy which is now making me question the need for the loan payment protection as well.  I want to cancel the loan protection policy but do not know if this is possible because I only make a single payment to cover both not separate loan and separate payment protection.  I can't find my original signed loan documents to know where I stand.  I still have 2 years left of repayments to make and do not want to pay loan protection anymore if it is unnecessary.  Can it be cancelled or is it a done deal, does anyone know for sure????

icc.chef