With the clio bonnet flying open, a lot of Insurers manage to recover their costs from Renault (Depending on the exact circumstances). If your Insurers do recover their costs you should get some kind of refund.

It might be worth chasing your Insurers up to make sure they investigate whether they can recover their costs from Renault

The problem with Clios is a very well known problem and even featured on BBC Watchdog.

If you need any advice on it there is loads on the internet especially on Clio forums.

Hucksters advice is good as normal