Good luck with ombudsman folks

Have managed to get £3000 of my flexible balance transfered to a virgin cc. 15 months interest free. Saved myself best part of £600 over period. Hopefully virgin will increase my limit and i can do a bit more!

2 reasons for posting. Firstly, it seems that cahoot offer varying rates to people.. Mine is 19.9% and my limit is £9000.

More importantly. I went down the abbey personal loan route to try and clear the flexible loan. After sickening sales talk tring to flog me overpriced loan insurance i was offered , yep u guessed, 19.9%. Strangely they seemed quite keen to give me the loan. I declined. However whilst suffering the sales pitch(sorry, I mean loan application interview) I was asked if I had been given a 'code' by Cahoot. I was wondering if anyone had any idea as to the significance of the 'code'.?

neill