I have given up on banks, If i cant afford it i dont have it, old fashioned i know, but there are so many advantages to being debt free,


Last year I moved my business bank current account and mortgage to Abbey national,
After 6 months i applied for an increase overdraft on my current business account, from 2k to 5k, I was then told We know you sell cigarette papers , you are considered an unethical business and we are closing your account, This left me with a business that was busy, and no bank ,,,,,,,, so i moved to bank of scotland, ,,,,, the funny thing is when i phoned them as the house that is mortgaged it has a industrial unit with it, thats mortgaged will abbey national on a business mortgage, I asked " you wont want my mortgage then" they replied different department and that doesn't affect the banking code that we closed your current account down with, I lost my temper swore at them, and they closed my account that day,,,,,,,,,,
Im happy with Bank of Scotland, :

15%+ is far too expensive, and would rather go without, but thanks for the suggestion