Chopper 359,

If you ever get the need to have to go through this again, use a company called Compass, once you get an initial payment together you get a 2 year old car (or newer) including road tax for less than £200 per month. No long term contract, usually 1 or 2 years and definitely no ridiculous APR's as at the end of the contract you just hand it back with nothing further to pay!!