Cahoot owned by Abbey National are appalling.

First of all the loan you get is ALWAYS at a higher interest rate thna yhou have been led to believe.

Secondly they increase the rate at no notice. I am currently on 21% never having missed a payment.

Thirdly they have reduced my facility to £5000 from £13000 with no  notice.#

Fourthly they never respond to any communication.

Thank goodness I am able to pay off their loan right now.

Cahoot - loan sharks.