IF YOU ARE LOOKING FOR INSURANCE OR ARE ALREADY WITH AXA INSURANCE BE WEARY. THIS COMPANY WILL DO ANYTHING TO AVOID PAYING CLAIMS. UNLESS YOU HAVE KEPT ALL RECEIPTS, ORIGINAL PACKAGING, INVOICES, CREDIT CARD STATEMENTS, HAVE TAKEN PICTURES OF YOUR PROPERTY & WILLING TO PAY FOR INSPECTIONS YOURSELF THAN DO NOT DO BUSINESS WITH AXA. THEY USE A METHOD OF FRUSTRATING THE 'CUSTOMER' INTO SUBMISSION BY REPEATING STUPID & IRRELEVANT QUESTIONS UNTIL FINALLY YOU GIVE UP. THEY KNOW THAT SPENDING AN HOUR ANNOYING SOMEBODY IS MUCH MORE COST EFFECTIVE THAN PAYING CLAIMS & THIS IS FULLY SUPPORTED BY THE MANAGEMENT. YOU ARE BETTER OFF BEING UNINSURED THAN PAYING PREMIUMS FOR YEARS & THEN BEING LET DOWN WHEN YOU NEED HELP. THE STRESS THEY CAUSE IS WORSE THAN THE ACTUAL INCIDENT. PLEASE TAKE THIS ADVICE FROM A PREVIOUS EMPLOYEE. AVOID AXA.