Hi there, i have had a look through the posts and some have helped me out but i am still unsure of my best options. My fiancee and I are looking to by our first house. We are both on around £21K a year, each and are looking to buy for around £160K.
The downsides are we both have debt, I have around £10K in loans (just cleared my C/Cards) and she has around £5000 in credit cards and £4000 in a loan. Both of us make the repayments on time.

Ideally we would like to consolidate most of or all of our debt if possible into the mortage but we don't have a deposit either. Do you think this would be possible for us or are we just dreaming?

The only upside is we have around £3500 for fees etc...

Any help much appreciated

Thanks in advance

George