I applied online, to be honest I do everything I online, i wouldn't go into a branch because I expect to get turned down for everything and It is embarrassing. I used to work for A&L as part of a placement because I did a NVQ through their training Centre. So i will never have gone on their records as an employee as such. Also it was about 12 years ago so i doubt they'd keep records that far anyway.

I was really surprised to be excepted, I have had a basic account with Halix for 9 years now and had my wages paid in every month, not got an overdraft so nothing bad against me with them , yet they still won't accept me for a current account.