Just wanted to add my tuppence worth and say I applied for my mortgage through the abbey on 25th August and haven't had my offer yet. Got an agreement in principle before applied fully on 25th. They keep asking for more info, but bit by bit, first payslips, then bank statements, then evidence of my deposit etc.... which going through broker is taking even longer. 4 weeks after making an offer on the house feels like nothing has moved. Again, estate agent of our vendor is getting restless.