The point is - they advertise 6% (gross AER) on credit balances for their current account, for 12 months, on balances up to £2500. I don't think anyone is offering much more than 3% on instant access savings, so 6% is very good. If it is not available to ex-Alliance and Leicester customers, who presumably do the same for people coming to them from Abbey (?), I can understand it, but they should make that clear in their 'small print', and I did not see it anywhere.