I had an Alliance & Leicester Premier Direct Current Account and earned 6% on my balance for 12 months; then when the year was up and the interest rate plunged, I opened a new Account at my local Abbey branch, for a current account offering 6% on balances up to £2500 for a year. I did not 'switch' through them but arranged my salary to go into the new Abbey account and my direct debits to come out of it. I thought I would receive 6% but apparently as I have only transferred from one Santander-owned bank to another, the 12-month rule applies and I will not get 6% on my Abbey current account balance. I suppose it is right, but if I had known this, I would not have gone to the bother of opening an Abbey account and doing all the changes myself. To get better than 1% on my current account balance, where should I go to?