Hi

I received their letter this morning. It is from Buchananclark + Wells, on behalf of, Pursuers: Lowell Portfolio 1 Ltd, Creditor -3G Mobile, Principal Sum: £48.99....

It reads:

FORMAL DEMAND

We have been instructed by Lowell Portfolio 1 Ltd to recover an overdue debt, in the sum of £48.99 on their behalf.

Our clients have informed us that they are unaware of any legitimate reason for non-payment of their account and although they would prefer an amicable settlement, will not hesitate to commence Legal Proceedings if necessary.

Please call our 24 Hour Payment Line immediately on 0871 244 1906 to make payment by Credit or Debit Card. Payment is also accepted online at www.paybcwonline.com

Should there be any matter that you would like to bring to our attention or if you wish to discuss your financial circumstances in relation to the debt, please call us immediately.

Yours Faithfully

blah blah blah

I am going to send them a letter from one of the templates on here. Will let you know what happens.