FYI
After consulting with my parents, i have applied for a capital one credit card, i will use it for 1 or 2 small purchases and pay IN FULL EVERY MONTH. this is to improve my overall general credit, something i maybe should of done when i turned 18 anyway.
After 3 statements, they promise to increase limit.
and can i just ask, how did this thread turn into a classic car discussion :S