Hi,

First of all I would do your Cash Isa allowance and then I would look at ICICI as they are offering a 6month or 1 year fixed at 7% AER. I have been with them for some time and have had no problems what so ever, transferring money or speaking to them on the phone. Having said that they are based in India but regulated by the FSA so all in all they are OK. Not sure about Kaupthing - have looked at them myself but ICICI seems a better deal to me.