Hi

Its not an endowment, but a maxi isa. I will go back to them, Thanks

Hello again - I think getting more than one opinion is a very sensible approach.

I would be really interested in the outcome - if you ever have a second.

louise

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Louise Cuming

And maybe another firm for balance of opinion ...?

Hi breeze - giving advice on whether to surrender and endowment policy is a 'regulated activity' and can only be given by a qualified Financial Advisor, so you may want to take some expert advice here. I suggest the best place to start may be with the firm that originally sold the endowment policy.

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Louise Cuming

Hi There

I currenty have a split mortgage (50/50). The balance outstanding is £92500 with 12 1/2 years left to run. My current investment (which will repay the interest only part) amounts to £14500. I am concerned that it may not be enough to cover the mortgage at the end of the term and was wondering whether to "cash in" the investment now, pay that off my current balance and then take out a remortgage for £78000 on a repayment only basis. My current repayments are £590 per month and I invest £100. I have had a look around and it seems I would be paying roughly the same amount if I were to do this.

I would appreciate some advise on whether this would be the right thing to do or indeed if anyone has any other suggestions?

Many Thanks