Told you it was stupid!
Are there any companies that will insure an over 60 female with a clean full driving license for 38 years that doesn't own a car of their own to allow them to drive others that are fully insured anyway just without me as a named driver? The premium to add me to that policy permanently is just too expensive for the very occasional times I need to use it so just wondering if there's a cheaper way.
We have two 4 wd vehicles here, I'm a named driver on one (Nissan Terrano 5 door) but not the other (Nissan Terrano van) they're both used for OH and son's work, the 5 door if 3 of them are working together which is increasingly frequent now hence the asking. It's sod's law that the vehicle left behind is the one I'm not insured on so I have no emergency transport then if I need to get to the vets or doctors - note my priorities! - (we live right in the sticks, no buses come within miles) Many weeks I don't need a car at all and it stands on the yard unless I need the bank/vets/doc's/dentist/do the shopping etc.
So basically, I just need occasional insurance to allow me to drive the van odd times on local errands. Is there such a policy about do you know?
Thanks for reading.