It's not that astonishing. BLME (who the heck are they?) now offer 4.3% or 4.6%. State Bank of India offer a little less.and Julian Hodge will offer 4%. I know a bloke in a pub who will promise the world if you'll give him your life savings. Barclays are certainly a better bet than the aforementioned so if you are happy with 4.12%, you should have bitten their hand off.

"The Nottingham" can give you 5%.

Hi everyone. I have noticed a seemingly great deal from Natwest concerning a fixed rate ISA. If I transfer in my current Barclay ISA they will give an astonishing 4.12% fixed for 3 years! You have to apply before Feb 29th for this offer. I have three questions:

1) I have work commitments and will find it extremely hard to visit our local Natwest branch before the deadline, so is there any way to open an account online, by post or telephone?

2) Has anyone any idea whether the rate will rise or fall after Feb 29th? I would have thought they would offer an even more attractive deal to compete with other banks/building societies as they try to attract customers. I do not want to accept a fixed rate deal only to find an even better rate appears soon after.

3) I have read on this site that Natwest keep your money for 4-6 weeks before they commence paying interest. Is this true?

Thanks for any forthcoming replies,

Kev.