I do less than 13000 miles each year but I've just switched from a petrol to a diesel. The petrol was a lovely Vectra sri that cost £300 and it was great to drive. The diesel is a Vectra estate that cost £450. I reckon that I'll "save" the difference in around 2000 or 3000 miles and it'll "pay for itself" after about 6000 - 8000 miles.
I've not sold the sri yet and I'm going to miss putting my foot down and zipping along but common sense says it needed changing. I reckon I'll try and get a lpg or, at the very least, a bigger-engined diesel next. For now I'm settling for chugging along in the diesel.