Amazon's Mastercard gives you £15 to spend within 180 days and one point per pound for Amazon purchases gives you £10 every time you amass 1,000 points. Non Amazon it's one point for every two pounds.

Hi We use two RBS which credits your account end of the year always cleared the amount usually put everything on it spending between 300 -1000 month got 45.00 pound back 1% I think. But since we now have Tesco and using this in the stores and for everything else had it since Sept works as the club card as well so far had around £28.00 back but some of this is through the club card points as well but seems OK

Mine is with Nationwide but it's a few years old and I can't see it on their web site.

Thanks for the advice. I'll look further into it further before leaping.

Any hints on what card you currently have with the 1/2% cashback?

If it's complicated, you can be sure that it will work in favour of whoever wrote the terms.

I have one card that gives cashback. If I pay in full every month, there is no interest and the cashback (initially 1%, now ½%) is credited every few months.

I have another card that uses a lower interest rate than most cards but it charges interest from the date of purchase to the date of repayment. If I pay the statement amount in full one month, there would still be a litle interest to pay the next month.

My opinion is that, if the terms do not make sense, you should avoid them.

Have been comparing credit cards with cashback. The egg Mastercard offers 1% cashback on all purchases up to £20K per year. But am I understanding their 'How Interest is Charged' paragraph correctly? It appears they charge interest on every purchase from the moment you use your credit card to the moment they receive payment (if paying your balance off in full which I always do) and then refund the interest charged the following month. Also I can't see where it says how and when you get your cashback. These two things make it very difficult to calculate whether this is a good deal or not. It sounds good (and straightforward) because its a straight 1% - or is it? Can anyone clarify this?