Leezo221

If you are sure about the alleged debt being more than 6 years old, any amount remaining could be statute barred and therefore they cannot collect.

It is up to you whether you phone them. Personally I think you may come to regret it as the people that work for these companies can be a little bit devious. I would personally only deal with them in writing and by recorded delivery, so you have a record of communication.

I suggest that you send them a statute barred letter with your current address shown. Atleast then they should stop writing to your parents address and it should prompt them to provide information about the debt, if they think it is collectable. See the following link which contains details about statute barred debt and has a suitable letter to send.

http://www.insolvencyhelpline.co.uk/debt_factsheets/liability_for_debts_and_the_limitation_act.php

Ruthbridge as you will note if you google them, do not have the best reputation for always working within the rules. They have appeared on Watchdog for which if you search, you can watch this online.

Huckster

Just be aware that the phrase "our local agent may call" is a disgusting attempt to intimidate and usually means a telephone call not doorstep call.

As maxsteam says, contact them to ask just what it is your are supposed to owe and how that alleged debt came about.

Do not put up with the threats or intimidation, they are all bullies.

They have a history of intimidating and threatening people. Yes, they can send someone round to any address.

You should not let them frighten you, you should not let them in to your property and you should reply to all correspondence, in my view. I would write to them, giving the correct address and requesting full details of the matter that they wish to discuss. If you don't get a suitable reply, you don't have to pay. You can even ask them to take you to court if they think otherwise.

If you have the facility to record sound on your mobile or other device, it's worth working out how to use it just so that, if they come round and say things that they shouldn't, you will have evidence.

Hello Everyone,

I recently received a letter at my parents house from a company called RUTHBRIDGE LTD from Twickenham, their letter says the following:

................................................................................................................................................................................

We note that you have failed to respond to mail directed to you.

YOU HAVE BEEN TRACED AS LIVING AT THE ADDRESS STATED ABOVE. PLEASE CONTACT OUR LEGAL DEPARTMENT IMMEDIATELY ON
020...................

If you have not establihed contact with this department within the net five days, our local agent may call between the ours of:
..................................................................................................................................................................................

I firstly do not live at this address any more and have not for some time, secondly, i have not received any mail from this company before and and i have no debts (now).

Does anyone know about these people? Should i call them knowing i am probably going to get harrased by them for debts i do not have? When i was younger some 7 years ago i have a lot of debt but they were all sorted and paid. OR should i just ignore them?

Can they send someone around to my parents house within the next 5 days?

Advice, as usuall, would be gratefully appreciated : )