edwards:No, just trying to encourage people who will be hit by this that changing is not difficult and that I also got a better deal with no account charges.

Quite right. And the best thing about the previous post is it moved the issue back to the top.

Just been in to BOS to close down my accounts with them and they said they were sorry I was leaving, but I should have talked to them first and they would have offered their new account which would ONLY cost me £12.50. Now we know whats going on, us who are on a pension and don't pay in much obviously don't make much for the bank and they want rid of us.

Interestingly I have transferred to the Clydesdale Bank who were happy to see me and gave me everything I had at BOS but suprise suprise an overdraft rate a lot less than I had been paying. There is really no point in staying with a bank like this and be brave, moving bank is not as difficult as they would have you believe!!!