Please could someone help me urgently, I am fast running out of time for the 14 day cancellation deadline. Claims Group Direct contacted me and determined that I may be eligible for claiming back mis-sold PPI. I have given them my card details to pay the £150.00 which becomes due at the end of November (£75 and the end of Dec £75) I was stupid enough to give out those details but they claimed to be regulated by the Ministry of Justice with a 92% success rate.

I have had time to read the small print and check them out on the internet but I can't find any feedback of successful claims but have found some pretty bad complaints.

Is this company legitimate? Has anyone ever heard of any successful claims? Is it normal to need £150 upfront? How do I stop them taking money from my account should I decide not to proceed?

I have been stupid but I really was mis-sold the PPI on quite a few loans over the years so I should be actively pursuing this regardless.

I hope someone can guide me. Thank you

Place, "claims group direct" into Google..there are numerous negative comments from others, at the very bottom you will find the MSE forum that states you can return the pack within 14 days for cancellation... or to secure the return of any funds on hold, this I also strongly suggest you do, whilst you have the choice.

Claiming back mis-sold PPI is not rocket science, you can do this yourself for free whilst keeping everything that's returned from the creditor(s) in question.

Basically you initially need to write to the creditor recorded; stating the reason(s) why you consider the PPI was mis sold, requesting the return of your premiums and any added interest. If you cannot resolve this matter within Eight weeks, you are then entitled to ask the FOS below, to look into your complaint and overturn the creditors decision, should the FOS decide to the contrary in your favour.

http://www.financial-ombudsman.org.uk/consumer/complaints.htm

As for them being regulated by the Ministry of Justice....that's even more scary. Dr Harold Shipman was regulated by the GMC who's primary duty was to protect the public..... look what happened to his customers.!

Thank you very much for your response. I had basically reached this decision myself but was hoping they were above board. There are so many crooks out there just waiting to punch on gullible people it is a sad world we live in.