Hello,

I have requested a signed agreement from my credit card company. The have sent me a copy of my application form (one page, front and back) and a partial copy of terms (one page front and back only listing sections 4 -11)

One section of the application states:

The consumer credit act 1974 lays down certain requirementf for your protection which should have been complied with when this agreement was made. If they were not, we cannot enforce this agreement with getting a court order. The act also gives you a number of rights:( then lists 3 things)

then the declaration box:

I apply for a Suite Card to be issued to me. I accept and agree to be bound by the terms and conditions of the Suite Card and any amendments there to and as set out separately in the copy of the agreement.

Now there was no other pages within the application form.

So my question is? Do I infact have a right to request the debt is cancelled?

Is anyone able to view a copy of my application and advise me best what to do next?

Many thanks for your help as the info just go way over my head.

xoxo Linda