DrOH:

do lenders see changing banks as a sign of non financial stability?

Yes. If it happens every few months.

Personally, as far as I am concerned, A&L can keep their good deals (they usually find a way to do this even if you think you will qualify). I would go for good service anytime.

I apologize for my ignorance, but I am wondering if there is a negative impact if a person changes the bank account. I have been with HSBC for 3 years, at the moment I can see that there are good deals, specially on Alliance L.
I am asking this question because sometimes I am asked: how long have you been with your bank? I have asked that question when I was purchasing my car, do lenders see changing banks as a sign of non financial stability?

Thank you very much for any comments

DrO