New ISA rules are about to take effect. From 6 October 2009, the annual allowance will rise from £7,200 to £10,200 but initially it is only those aged 50 or over who will benefit.

So how will they work and what do the changes mean? Clare Francis takes a look...

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What do you think? Do you welcome the extra allowance? Will you be making use of it? Click reply to have your say...