Thanks for the advice and reply.

Thanks for the reply. I have done my test only 2006 so thats the modern exam lol and I was not told to take it again just need to re-apply. I guess you are right about keeping me car to think of older car and smaller might give me problems in maintaining it. I cant wait for another year to drive coz i really need it for work like. It was a good help what you said. Thanks.

You will also have to retake your driving tests, so you need to prepare for these also.

I don't know how long ago you took your test(s) so you may not have done some of the more modern tests, and you might need to get driving lessons and books etc to prepare.

You will lose money selling and buying another car.

Yes the insurance may be higher, but as you have had your car for a while and find it reliable, there is no guarantee a different older and smaller car will be as reliable, and could cost you money in maintenance that you might save on insurance.

You should also consider passing your tests as the first goal and not buying a new car until you have done this.

Also consider not driving for the next year to wait for the insurance to get cheaper. Have a look online to see if it changes price much.

HTH

Sparky

edsel

If i was in your shoes i would personally trade in your car for a smaller older car may be an (2001) look for a nissan micra or some think along those lines with a small engine, or sell your car privately and pay off the finance, and using the money super market website do a dummy quote (click on the correct offence for why you got band etc) to give you an idea of how much insurance would cost you, if your planning to keep your car gret every think done i.e mot road tax and insurance nearer to your band ending....

kiyan

My ban will be over in December 29th this year. I am not sure where to start? By October I will be applying for my license. I am planning to trade my car into a smaller one is it wise? My car is a Volkwagon Bora 1.6 (2004) and I still have a year to pay for the car finance? What type of car should I trade it in? How much would the car dealer trade it? What should I do? When should I get an insurance, MOT, Road Tax? Thanks very much.