Buying from the high street is generally not recommended as they are usually tied to one provider - you often will pay too much for too little. Think not so much adviser, more salesperson. Equally, online comparison websites often show you the chepates, but not always the most suitable/best value.

Brian

See the moneysupermarket page http://www.moneysupermarket.com/LifeInsurance/uk-life-insurance.aspx

Or if you would prefer a face to face meeting go to a local Independent Financial Advisor. Some of the high street banks offer a good service, although not always the cheapest. My family have used NatWest in the past and they have arranged for a financial advisor to visit. They will of course try to sell you other products.

Huckster