My fiance and I are buying a house, and are currently awaiting the final decision on the mortgage. Due to me being really crap with money in the past (many, many defaults, which are thankfully all paid off, but still on my file) the mortgage will be in his name only. A mortgage was agreed in principle a couple of weeks ago, but we are now waiting on the 'final' yes/no, which we should get tomorrow.
What is this based on? Would they have run a credit check in the early stages, when agreeing in principal? My OH has a fantastic credit score, don't think he has ever missed a payment, but I still can't help worrying that it won't all go through? Does it just mean, that as long as we, or should I say, he, be able to confirm all the info originally discussed, i.e wages, outgoings etc, then it should all be ok?