Thousands of people will be heading off on holiday in the coming weeks, but many will take a huge gamble and go away without travel insurance. But with cover available for less than £5 for a week in Spain, insurance expert Maxine Baker looks at why this isn't a risk worth taking...

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Also, it might be worth noting that lots of travel insurance providers are not including swine flu in their travel policies this summer, which would mean that you aren't covered for this if you fall ill. You should be checking the small print carefully to make sure this is included in the policy.