I think I've got a pretty good credit rating. I've always paid my contract phones and have previously had a £2000 loan and made all the payments. I need to find about £1000 soon for deposit and one month's rent in advance when I move to brighton. Should I go for another loan or get a credit card? I've never had one and none of my family trust them. I start a permanent permission in September but will need the money in August, so I really want to wait a while before I start paying it back. What's the best thing to do?