Hi

Short term rates will apply making it more expensive to do it this way.Don't be tempted to arrange a policy by instalments and then walk away. Insurers will apply short-term rates and will bill you for any additional amount due. If you don't pay they will count this as a debt and will pursue you. Also by cutting short a policy year, it will only delay getting another years no claims discount, or claim free year if you have max NCD.

My understanding is that the 25 yrs age issue is not exactly true. Between the ages of 25 to 35, I believe Insurers gradually apply less of a premium loading due to age, but you should not expect premiums to suddenly reduce when you hit 25. Also alot of other risk factors are taken into account, i.e. claims, where you live, no. of years licence held etc, etc.

Hope this helps

Huckster

Hi all,

I've just purchased a new car (June 1st) and I turn 25 on August 1st. So basically I need a couple months insurance because as we all know it's cheaper for a 25 year old to be insured. Does anyone know of any sites that do a pay as you go type thing? (The ones I've seen are not great!)

Also, if I tell a car insurance company I'm holding out til I'm 25 wil they raise their eyebrows??

Any help is great!