You are liable for storage costs, readvertising costs and so on. That's probably less than £1000 but the exact figure is for you to sort out with the dealer. As the dealer has £1000, the total will probably come to that.

You can start the disputes process with your credit card but you should only get a refund if you didn't get what you paid for. You paid for the car to be taken off the market for a few days while you sorted out the finance and that is what you got.

Hi

I have recently put £1000 deposit on a Porsche 911GT3 that I wanted to buy on Finance. The dealer were aware of this and gave me their broker's details. I contacted the broker and he suggested a particular deal with a deposit, monthly payments over 4 years and a balloon which all suited me.

He then went to the finance companies but they would not agree to the required advance as they did not recognise the GT3 as a special car that was worth more than a standard 911. He appealed the decision but to no avail.

I contacted the dealer about getting the deposit back but he was reluctant and put me in touch with another broker. They just came back but again with a lower advance than required. The dealer says they will not return the deposit as the car has been off the market in the 2 weeks (waiting for the finance decision) and it was my problem to sort out the finance not their issue, etc

Where do I stand legally in terms of recovering all (or some of) my deposit? No finance agreement has been signed although I had signed a sales order form.

I paid the deposit by credit card so should I try and reclaim it via them?

Thanks for any help