I wonder if anyone can help? I had an investment bond savings investement with the Prudential which matured in November last year - in 6 years it made nothing, in fact I lost nearly £10,000 due to mis-leading information. Both my husband and I were under the impression that once the money matured with the FTSE index, it stayed there (we thought it was a `safe' risk account) I pulled the whole lot out in January and it is now sitting in my flexible HSBC saver until I know where to invest. It is around the £23,000 mark and next time I want to put it somewhere it is going to make money and not lose it! I appreciate that all savings accounts and their rates are pretty abysmal at the moment but can you suggest a couple of companies I could half the amounts?

I do not want bonds as I have lost confidence in these. What does anyone suggest?