jpmum:What is MID? I thought you was insured striaght away when you phone up to tell them you have changed your car?(the insurance company) Does it not say on the certificate what time and date your insurance is valid from?

Yes, MID is Motor Insurance Database at www.askmid.com

If you've been told be your insurer over the phone that you are covered but the vehicle isn't yet on MID, you can have the car taken away by the police and crushed. It has happened. If you've got a certificate you will have something to show the police if you are stopped so yes, I would say that having the certificate in your hand would be enough for me to take a car out. It's worth remembering that not having a tax disc makes it considerably more likely that the car will be stopped (and using a disabled tax disc when you're not disabled is also taking a risk).

Hopefully by the time I'm writing this, everything will be happily sorted out though.

Disabled to private.

For taxation tax class changes eg from disabled to private, you’ll need to tax at your nearest DVLA local office (below). Write the new tax class in section seven of your Registration Certificate, and take the fee, current insurance and MOT if applicable.

http://www.dvla.gov.uk/contactus/localoffices/findnear.aspx

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Private to disabled.

Slightly different -- If you’re changing the tax class from private to disabled, provided you have the whole Registration Certificate, you can tax at a main Post Office® branch.

If you only have the New Keeper Supplement and for other tax class changes eg from disabled to private, you’ll need to tax at your nearest DVLA local office (as above). Write the new tax class in section seven of your Registration Certificate. If using a New Keeper Supplement, you’ll also need to fill in a V62 ‘Application for a Vehicle Registration Certificate (V5C)’.

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Your insurance will commence from the time and date you arrange with the insurer, the car must be covered and you must first have the cover note or certificate in order to obtain the tax.

Old disabled tax disc should be kept by the seller of the car, who has to return or surrender to the DVLA

M.I.D is the motor insurers database that Maxsteam mentions up above and kindly placed a link.

What is MID? I thought you was insured striaght away when you phone up to tell them you have changed your car?(the insurance company) Does it not say on the certificate what time and date your insurance is valid from?

no doesn't cost anything to change over. If i was you i speak to the dvla or post office and see what they say.

jpmum:

Thanks for that, so am i not aloud to drive the car even though i will be waiting for all the paperwork to come through?

You should not drive the car unless you either have the insurance certificate in your possession or the car is on the MID. You shouldn't really drive without a valid tax disc either but that is less serious. If you've already bought the tax disc online, then the vehicle will be legally taxed.

Does it cost extra to get it swapped over?

Thanks for that, so am i not aloud to drive the car even though i will be waiting for all the paperwork to come through?

Hi, i bought a car last year that was also classed as disabled. I had to take the cars log book to my DVLA office as they needed to change the classifiication from disabled to normal, i then taxed the car in the DVLA office. But you will need a insurance certificate before taxing. Also you can only pay online when the car is already registered in your name.

I will be insured as soon as I buy the car, that is not a problem. The thing that is confusing me is the tax, the people who have it now have a disabilty tax disc, but i don't need that, so can I still tax it online?

The most important thing is insurance. Without being on the insurance database, your car can be seized and destroyed and you can't get a tax disc. You can check at www.askmid.com

If you've got valid insurance, you can tax the vehicle online at www.taxdisc.direct.gov.uk now or you can wait for the documents and then go to a post office.

Hi just need some advise, i am buying a new car tomorrow and selling my car aswell, the car i am buying has a disabled tax disc, so how do i tax it as i am not disbled some just need normal tax disc! Also I wouln't have the insurance details so if i want to tax it on monday how do i do it? just been on the dvla web site and got confused!

Any advise would be great I need the car on the road striaght away

thanks