Hi Costa

That depends on your chosen insurance provider. Some policies will allow you and your daughters to be insured even when travelling independently of one another (presuming your daughters are young enough to be included on your policy in the first place).

Check the product before you buy to clarify this.

Hope this helps.

If I insured myself and my 2 daughters on a family annual multi trip policy, would my girls be insured if they travelled without me as the policy holder/proposer being on that same holiday?