Hi all.
I was declared bankrupt in June 2007, and discharged a year later in June 2008. I immediatly opened up a step account (really basic with just a solo card) with Natwest. I would like to take out a small unsecured loan. I have been employed in the same job for over 9 years. I am a private tennant and am on the electrol roll. Have been at my current address for just under a year, previous address for 2.5 years.
The reason I want the loan really is to re-start my credit rating. I would love to get a mortgage in 5 or 6 years but I think with no credit history that would be difficult. I am not after a lot, £1000 or so. To be honest I have tried lots of different places, even company's on here taht specialise in 'bad credit', but I keep getting turned down. I also tried capital one for a credit card, but no luck.
Has anyone got any ideas, I don't even mind if it is a store card to start with, but I don't want to keep getting turned down as I am sure that goes on my credit file as well.
Many Thanks, Dave.