Can anybody help, I am 2 years into an iva which included me continuing payments for my car which was on hp. My car was wrote off in an accident and I need a car for work, I have been given the ok from my superviser to purchase another car as long as the monthly amount does not exceed what I was paying and for no longer than the original term. I have found a car at my local garage but could not get finance approval (Vauxhall motors finance). The criteria I must meet is no more than £281.79pm over 30mths, the car I have seen is £7,400. Had I not been refused I would have been paying this amount over the 30 mths term. any solutions would be very much appreciated. BEAR4444