Hi
I got a pre-paid debit card from NDCS Charity Champions, great to use or so I thought. I loaded £80.00 onto it this week and the money should have been on the following day. The next day I got an e-mail from them stating as I loaded money onto it at a Post Office they are currently experiencing financial difficulties and have no idea when it will be resolved.
I am now £80 down until they sort it and I can't do anything about it. This particular card can be used for abroad and in the UK but I wouldn't recommend loading your money on through the Post Office, it also deducts 20p each time you ise it which goes to the Childrens Deaf society. If you load at a paypoint they charge 3% but if you can wait for the money it is free to go through telephone banking or standing order.
I have heard tuxedo and virgin do a better deal although you have to pay £10 initially to get it, though I am tempted to scrap the idea completely if they don't resolve the error soon.
Hope this helps
Clare